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Browsing Extension Service and Agricultural Experiment Station by Subject "Unemployed -- Finance, Personal"

Now showing items 1-6 of 6

Bartering

Oregon State University. Extension Service ([Corvallis, Or.] : Oregon State University, Extension Service, 1992)

When there’s no job and the pay-check dwindles, you’re not without resources. Take stock of all non-dollar resources you have as a family. Among these assets are time, knowledge, possessions, property, and creativity.
Deciding which bills to pay first

Oregon State University. Extension Service ([Corvallis, Or.] : Oregon State University, Extension Service, 1992)

When you’re between jobs, the paychecks stop but the bills keep coming. When you don’t have enough money to cover basic living expenses and to pay all your creditors, you face difficult financial decisions.
Keeping a roof overhead

Oregon State University. Extension Service ([Corvallis, Or.] : Oregon State University, Extension Service, 2004-08)

Keeping a roof overhead is an important concern when you lose income. If you rank your bills in order of priority, chances are housing is at or near the top of the list.
Making the most of what you have

Oregon State University. Extension Service ([Corvallis, Or.] : Oregon State University, Extension Service, 1992)

When your income drops suddenly, your first concern may be to pay your bills and meet your day-to-day expenses. Instead, look at your total financial picture and determine which assets you might use to meet your obligations.
Strategies for spending less

Oregon State University. Extension Service ([Corvallis, Or.] : Oregon State University, Extension Service, 1992)

Faced with reduced income, you’ll need to cut back on spending and develop a plan to pay your bills. If your income will be down for more than a month, adjust your spending habits to maintain control of your finances.
Talking with creditors

Oregon State University. Extension Service ([Corvallis, Or.] : Oregon State University, Extension Service, 2004-08)

When your income drops and you realize you can’t pay your bills, it is important to face your debts and know how to talk to your creditors.