The student-loan market has surpassed 1.3 trillion dollars; rising student-loan cohort default rates are a growing concern among educational institutions. Many colleges are implementing financial-education programs for students to help increase their knowledge, aptitude, and skills so they may become informed consumers. Purpose/Objective/Research Question/Focus of Study: The purpose of this...
Many low-income and first-generation community college students face disproportionate challenges in their quest for a college education. They typically balance multiple outside obligations, while being solely responsible for making these decisions without adequate knowledge, guidance, or support (Lyons, 2004). Many students begin college without ever having been responsible for their...
The primary purpose of this study was to assess the influence
of information on Old Age, Survivors and Disability Insurance in motivating
homemakers to do further family financial security planning.
Planning was measured in terms of estimating OASDI benefits and
total income available for retirement and for survivors.
The subjects...
Adult development and social experiences are intertwined, which has implications for social policy, health, and well-being across the lifespan. This dissertation explores the benefit and risk that close social partners bring to adults' lives, and the efficacy and consequences of engaging social resources to maintain well-being in the face of...
This study was designed (1) to examine credit usages as they relate
to financial problems of young married couples, (2) to investigate the
similarities of financial practices of two populations, (3) to determine
the sources of educational financial assistance and guidance used by
young couples, and (4) to compare demographic...
This study examined the financial management practices of a
group of middle and upper class retired couples in a period of rising
prices and relatively fixed incomes.
The objective of this study was to describe (1) financial planning
of retired couples, (2) expenditures of these couples, (3) adjustments
of their...
Expenditure data of 13 households receiving. Aid to Families
With Dependent Children (AFDC) were collected through use of
specially designed record booklets for one month and by a brief
interview. Welfare workers in southeast Portland discussed the
study with families meeting the criteria of 1) a one-parent family
with one...
The purpose of this descriptive study was to investigate the jobrelated
expenditures of married clerical workers. Also examined
were the economic contribution married clerical workers made to
the total family income and their reasons for working.
The sample was taken from the 1973-74 Staff Directory at Oregon
State University. Only...
The use of credit cards by young families, their money management
practices, and the relationship between money management
practices and their control of credit card use was researched in this
study.
A sample of 60 Oregon families was drawn from the 1975 Johnson's
Albany Area City Directory. These families were...
The purpose of this research was to determine the effectiveness
of a personal finance workshop as measured by a multiple choice
competency test. More specifically the objectives of the study
were: 1) to develop a valid instrument for measuring the participants'
learning as a result of a two and half...