Evaluation of participants' learning resulting from a personal finance workshop Public Deposited

http://ir.library.oregonstate.edu/concern/graduate_thesis_or_dissertations/gt54kr48v

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  • The purpose of this research was to determine the effectiveness of a personal finance workshop as measured by a multiple choice competency test. More specifically the objectives of the study were: 1) to develop a valid instrument for measuring the participants' learning as a result of a two and half day workshop on personal finance, and 2) to use the scores on the competency test to determine if learning occurred as a result of the workshop. This experimental research used two research designs for evaluating learning resulting from a workshop (treatment). The two designs were the posttest-only control group, a true experiment, and the one group pretest-posttest, a pre-experimental design. Three instruments were used in data collection: an application form, an attitude survey, and a multiple choice test. The application form provided the demographic data for this research. The attitude survey was administered to the experimental group as a distractor. The third instrument was a competency test developed by this researcher to measure the learning which resulted from the workshop. The test included 30 questions covering five personal finance concepts addressed at the workshop: 1) consumer decision making, 2) investments, 3) laws and legislation, 4) life insurance and 5) money management. A one-tailed t-test was used to determine whether a difference existed in the test scores between two groups. An F-ratio was used to determine whether a difference existed when comparing test scores of three or more groups. Nine null hypotheses were tested with the rejection level set at .05. A difference was found between participants' pretest scores due to previous experience in teaching personal finance. There was also a difference in the posttest scores of the participants who had taken the pretest when compared with the scores of the participants who had not taken the pretest. A significant increase in learning occurred in the area of consumer laws and legislation attributed to the workshop. Hypotheses not rejected at the .05 level included: 1) no difference in posttest scores of the control group and the posttest scores of the experimental group, 2) no difference in posttest scores of the experimental group when compared with the control group on the following concepts; decision making, money management, investments, and life insurance, and 3) no difference in pretest scores due to educational background of the participants.
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