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Living US Capitalism: The Normalization of Credit/Debt

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dc.creator Penaloza, Lisa
dc.creator Barnhart, Michelle
dc.date.accessioned 2012-06-25T19:24:33Z
dc.date.available 2013-10-15T22:18:23Z
dc.date.issued 2011-12
dc.identifier.citation Peñaloza, L., & Barnhart, M. (2011, December). Living U.S. capitalism: The normalization of credit/debt. Journal of Consumer Research, 38(4), 743-762. doi:10.1086/660116 en_US
dc.identifier.uri http://hdl.handle.net/1957/30156
dc.description This is the publisher’s final pdf. The published article is copyrighted by The University of Chicago Press and can be found at: http://www.press.uchicago.edu/ucp/journals/journal/jcr.html. en_US
dc.description.abstract This research develops a theoretical account of cultural meanings as integral mechanisms in the normalization of credit/debt. Analysis derives these meanings from the credit/debt discourses and practices of 27 white middle-class consumers in the United States and tracks their negotiation in patterns and trajectories in social and market domains. Discussion elaborates the ways informants normalize credit/debt in transposing their categories, in improvising meaning combinations, and in suturing the meaning patterns to particular subject positions in constituting themselves as consumers. Theoretical contributions (1) distinguish consumers’ collaborative production of cultural meanings with friends, family, and others in the social domain and with financial agents and institutions in the market domain and (2) document the productive capacities of these meanings in patterns and trajectories in configuring people as consuming subjects. Implications situate such cultural reproduction processes in the United States in discussing how the national legacy of abundance informs the normalization of credit/debt. en_US
dc.language.iso en_US en_US
dc.publisher University of Chicago Press en_US
dc.relation.ispartofseries Journal of Consumer Research en_US
dc.relation.ispartofseries Vol. 38 no. 4 en_US
dc.title Living US Capitalism: The Normalization of Credit/Debt en_US
dc.type Article en_US
dc.identifier.doi 10.1086/660116
dc.description.embargopolicy Repository Administrators en


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