This study was conducted to determine, first, if there are gender differences in children's financial management competencies; second, to ascertain relevant parental financial behavior that may affect the child's financial management socialization; and third, to test the validity of a proposed model. This model, based on research of existing literature,...
The purpose of this study is to explore the factors that led to the move to include non-need aid in community college institutional financial aid policies. The following questions guided the research: (1) What meaning do those involved in the
formulation of institutional financial aid policy at community colleges give...
Published July 1991. Facts and recommendations in this publication may no longer be valid. Please look for up-to-date information in the OSU Extension Catalog: http://extension.oregonstate.edu/catalog
Published April 1999. Facts and recommendations in this publication may no longer be valid. Please look for up-to-date information in the OSU Extension Catalog: http://extension.oregonstate.edu/catalog
Published August 1999. Facts and recommendations in this publication may no longer be valid. Please look for up-to-date information in the OSU Extension Catalog: http://extension.oregonstate.edu/catalog
Faced with reduced income, you’ll need to
cut back on spending and develop a plan
to pay your bills. If your income will be down
for more than a month, adjust your spending habits
to maintain control of your finances.
When you’re between jobs, the paychecks
stop but the bills keep coming.
When you don’t have enough money to
cover basic living expenses and to pay all your
creditors, you face difficult financial decisions.
When your income drops suddenly, your first
concern may be to pay your bills and meet your
day-to-day expenses. Instead, look at your total
financial picture and determine which assets
you might use to meet your obligations.
When there’s no job and the pay-check dwindles,
you’re not without resources. Take stock of all
non-dollar resources you have as a family.
Among these assets are time, knowledge, possessions,
property, and creativity.
Keeping a roof overhead is an important concern when you lose income. If you rank your bills in order of priority, chances are housing is at or near the top of the list.